Find funding

Get help reducing your energy bills and making your home warmer and more efficient.

Funding to improve your home's energy efficiency 

Making your home more efficient can help lower your energy bills, but the upfront cost of improvements like insulation or heating often puts people off. 

The good news? Home Energy Scotland can help. We’ll let you know what funding is available to you – you might be able to spread the cost with an interest-free loan, or get a grant to cover much needed home improvements.

Home Energy Scotland Grant and Loan

You could turn your house into a cosy, efficient home with grants or an interest-free loan funded by the Scottish Government. 

Interest-free loans can help with a range of energy-saving and bill-reducing low-carbon technology, from loft insulation to heat pumps. 

The amount of grant and loan funding available depends on what improvements you want to make. Use our handy funding calculator to discover your options. There's also a rural uplift to provide extra support to rural and island homeowners, who can face increased costs when installing home improvements.

Learn more about grants and loans
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Warmer Homes Scotland

The Scottish Government’s Warmer Homes Scotland programme offers funding and support to households struggling to stay warm and keep on top of energy bills. 

Eligible homeowners, tenants, or private landlords could qualify for up to £10,000 or more of funding for energy efficiency improvements like heating or insulation. If your household is eligible, we will then make a referral to Warmworks, the organisation that delivers the programme.

Check your eligibility
Woman using computer to see what loans she qualifies for

Private Rented Sector Landlord Loan

Ensure your rented properties meet energy efficiency standards and are warm and comfortable for your tenants through our funding and advice schemes. 

Individuals or businesses that own privately rented properties can apply for the Scottish Government-funded loan. It covers improvements like insulation, home renewable systems such as heat pumps, and even connections to approved district heating schemes.

Apply today
Flats in Edinburgh

Find funding

Use the tool

Use our Funding Finder, a handy online tool, to search for funding and support.

Discounts and incentives

Smart Export Guarantee

Installed renewables at home? You could get paid for the electricity you export to the National Grid. We can help with any application questions.

Warm Homes Discount

We’ll check whether you’re eligible for a yearly discount on your bills from large energy suppliers. 

HEEPS Equity Loan

The HEEPS Equity Loan pilot is now closed to new customers. Energy Saving Trust is proud to have been a part of the Equity Loan pilot scheme between 2017 and 2022, working alongside Care & Repair and the Scottish Government.